Advisory Opinion 23-09
Favorable opinion regarding the use of a "preferred hospital" network as part of Medicare Supplemental Health Insurance ("Medigap") policies, whereby an insurance company under contract with a preferred hospital organization to provide discounts on the otherwise-applicable Medicare inpatient deductibles for its policyholders and, in turn, provide a premium credit of $100 off the next renewal premium to policyholders who use a network hospital for an inpatient stay.