Bank, credit, and securities complaints

File a complaint about a financial institution

To report problems with your bank, financial institution, lender, or broker:

• Contact the branch manager, the customer service hotline, or the institution's website.
  • Use this sample complaint letter as a guide to help you explain the problem and how you want the bank to fix it.
  • Provide copies of receipts, checks, or other proof of the transaction.

File banking and credit complaints with the Consumer Financial Protection Bureau

If contacting your bank directly does not help, visit the Consumer Financial Protection Bureau (CFPB) complaint page to:

• See that specific banking and credit services and products you can complain about through the CFPB
• Understand the complaint process
• Find out what documents and information you need to include with your complaint
• Start the complaint filing process

File a complaint about securities and retirement plans

You can complain to state and federal regulators about investment securities as stocks and bonds, retirement plans, and the companies that deal in them.

Investment securities

• Find your state's securities regulator.
• Complain to the Securities and Exchange Commission (SEC) about investments.
  • Read about the types of complaints they handle and the complaint process.
  • Use the SEC’s online form to file your investor complaint.

Retirement and pension plans

• File a complaint online with the Employee Benefits Security Administration about your 401(k), profit sharing, defined benefit, or other plan.